Buying a flat or house: What Should You Check to Avoid Surprises?

Buying a flat or house is a major investment, and without proper due diligence, it can come with serious risks.
Használt lakás vásárlása: Mit kell ellenőrizni, hogy ne érjen meglepetés?

To help you avoid unpleasant surprises, we’ve put together a checklist of things to check before signing any sales agreement.

1. Legal Status of the Property

✅ Download the property title deed (via the online Land Registry) – confirm the seller is the legal owner and check for any liens, encumbrances (e.g., mortgage, enforcement procedures).
✅ Building and occupancy permits – especially for panel buildings and houses, ensure all construction is legally approved.
✅ Consult the building representative – for condominiums, ask whether there are any outstanding common charges linked to the apartment.

2. Structural Condition of the Building

  • Dampness, mold – stains on walls, ceilings, or floors may indicate water leaks.
  • Cracks – larger cracks, especially at wall corners, may be signs of structural issues.
  • Windows and doors – do they close properly? Check for drafts and mold around frames.
  • Electrical, plumbing, and gas systems – especially in older buildings, have a professional inspect these.

3. Essential Utilities

💧 Water pressure – test the taps, shower, and toilet flushing.
⚡ Electric meter and breakers – assess if the system is outdated (may be a fire hazard).
🔥 Gas heating – if there’s a gas boiler, ask when it was last serviced.

4. Environmental Factors

🌆 Noise levels – check proximity to busy roads, railways, or nightclubs.
🌳 Green space and parking – is there enough green area and space to park?
🛒 Shops, schools, public transport – consider how convenient the location is for daily life.

5. Detecting Hidden Issues

🔧 Expert assessment – if you’re serious about buying, hire a structural engineer or building inspector (approx. 50,000–150,000 HUF) to uncover hidden defects.
📜 Seller transparency – ask directly about past problems (e.g., water damage, break-ins, mold treatment).

6. Condominium Considerations (if buying in a shared building)

🏢 Talk to the building’s representative – ask:

  • Is there any debt attached to the apartment?
  • When was the last major renovation?
  • Is there a reserve fund for major repairs (e.g., roof, staircase)?

Summary

Don’t rush the purchase!
Without legal review, structural inspection, and environmental checks, do not sign anything!If you’re unsure, the experts at Takacs legal Law Firm can help with real estate matters – from reviewing the sales contract to verifying ownership rights.
Consul with us to ensure a safer and smoother transaction.

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